Calculate returns on your Systematic Investment Plan using SIP Calculator

Final Maturity Amount:
₹0.00
Total Invested Amount:
₹0.00
Wealth Gain:
₹0.00

Understanding SIP:

A Systematic Investment Plan (SIP) allows you to invest small amounts periodically (weekly, monthly, quarterly) into a mutual fund. It’s a disciplined and passive approach for retail investors to build wealth long-term through compounding. Regular investments also reduce the impact of market volatility.

How to Use the SIP Calculator:

  1. Enter Monthly Investment Amount (Rs.)
  2. Also Investment Period input
  3. Lastly give Expected Annual Returns (%)

SIP return calculator works on a set rules. Which you earn on some Expected Annual Returns percentages on Monthly Investment for a certain time.

Let’s take an example to understand the workings of a SIP Calculators work with this formula.

FV = P [ (1+i)^n-1 ] * (1+i)/i

FV = Future value or the amount you get at maturity.
P = Amount you invest through SIP
i = Compounded rate of return
n = Investment duration in months
r = Expected rate of return

Suppose you invest Rs 5,000 per month for a tenure of 36 months.
You expect a 10% annual rate of return (r).
You have i = r/100/12 or 0.008333.
FV = 5000 * [(1+0.008333) ^36 – 1] * (1+0.008333)/0.008333
You will get Rs 2,10,650 at maturity.

FAQs

What is Investment Amount?

The “Monthly Investment SIP Amount” refers to the sum of money that an investor contributes on a regular basis, typically on a monthly basis, towards an investment.

What is Rate of Return?

The “Expected Rate of Return” refers to the anticipated percentage increase in the value of an investment over a specified period.

What is XIRR?

XIRR stands for “Extended Internal Rate of Return.” It’s a financial metric used to calculate the annualized rate of return for investments with irregular cash flows.

What is Profit Percentage?

Profit percentage in SIP typically refers to the percentage increase in the value of the SIP investment over a certain period, often expressed annually.

What is tenure?

The “tenure” of a Systematic Investment Plan (SIP) refers to the duration or period over which an investor continues to make regular investments in the chosen mutual fund scheme.

Which types of SIPs available

 SIPs that you can invest in – regular SIP, flexible SIP, top-up SIP, trigger SIP, and perpetual SIP

Also Use mf calculator

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